Insurance and E111

Insurance

It is compulsory for all Hardings passengers to be fully insured for all Continental holidays, and we strongly recommend cover for UK tours. It is important that you have cover which is sufficient to pay any claims you may need to make.

Even cover which appears more than adequate in the UK can prove far from enough in some countries of the world, particularly for claims involving injury or hospitalisation. That is why our experience has led us to insure our clients for the sums we do.

For passengers who already have cover, or wish to make alternative arrangements, we have no objection to this at all, but we do need to know, in your own interests, that you do have the appropriate cover and ask that you let us have your insurers name and a policy number.

E111 / EHIC

If you're travelling in Europe, please make sure you have got a European Health Insurance Card (EHIC), as well as travel insurance. An EHIC is free, and it could save you a lot of money and hassle if you need medical help while you are away. The EHIC is the replacement for the E111 form, which stopped being valid on 31 December 2005.

Some travel insurance might not be enough to cover your medical care while you are away, and some travel insurance policies aren't valid without an EHIC.

For more advise regarding EHIC call 0845 605 0707.

Or apply on line at Department of Health's website alternatively, call on 0845 606 2030

The EHIC is issued free of charge so apply now if you haven't already done so.

Passports and Visas

A valid full passport is required for all overseas destinations, and it is your responsibility to ensure that you have them with you at the time of travel along with all other travel documents required. Without passports you will not be permitted to travel and no refunds will be given.

Please note that certain non British passport holders may also require a visa.